A streamlined version of USDA guaranteed loans, tailored for smaller scale farms and urban producers is now available, called EZ Guarantee Loans. Beginning, small, underserved and family farmers and ranchers may apply for loans of up to $100,000 from USDA-approved lenders to purchase farmland or finance agricultural operations. Microlenders is a new category in addition to traditional lenders, such as banks and credit unions. Community Development Financial Institutions and Rural Rehabilitation Corporations are able to offer their customers up to $50,000 of EZ Guaranteed Loans, helping to reach urban areas and underserved producers. Banks, credit unions and other traditional USDA-approved leaners, can offer customers up to $100,000 to help with agricultural operation costs.

To review program details, visit, reference RIN 0560-AI34 and follow the instructions to submit comments. More than half of all FSA loans go to new farmers and more than a quarter to underserved borrowers. FSA also offers loans of up to $5,000 to young farmers and ranchers though the Youth Loan Program. Loans are made to eligible youth to finance agricultural projects, with almost 9,000 young people now participating. More information about the available types of FSA farm loans can be found at or by contacting your local FSA office. To find your nearest office location, visit